Sum leh pai ih kepbit theihlohna ahang tuamtuam te
Banghang in sum kholthei lo ih hihiam cih tawhkisai simsuk ding hihang. Khatveivei ciang in sum ih khol nopmahmah hang in ih khol ding zong om lo lemlo thei in koi ah zanggai peuhmah liangkahia le aw… kici thei hi. Hihtawhkisai ahang gensuk ding hi hang.
1. Ih ngah sum te koihtuam ihneih pahloh man ahihi. Mangten “Pay your self first” ci-in nang leh nang kipia masa phat in cihna ahihi. Ei leh ei kipia masa ding cihciang in ei ading in na khatpeuhpeuh leimasa pahding cihna hi lo in ei ading in koihtuam neihmasak ding thupit ngaihsut masak ding cihna ahihi. Ih sumzian ding hiam, ih kisap mahmah hun aa zatding bek in sum koihtuam khol tuamphot ding kisam hi cihna ahihi. Warren Buffett in agen na ah, “na zatvalsung pan khol ken la, na khol val sungpan zang zaw in” ci hi.
A tawm atam cilo in tawmno khat ahi zong in ih khol ding ih koihmasak ding leh ih khol aa ih koihmasak kei leh sum khol nei mello in kizang siatgai pahpah kha zel thei hi. Sum khol cih te, sum meetbawl cihte pen gamtathoih zongsatna namkhat mah hi aa tua ahih man in ih zongsat na namkhat in koih leng hoih ding hi. Sum 100 ih ngahsung pan pek 10 ih koihtuam theih kei leh 1000 khat ih neihciang in zong 100 kikoih thei tuamtuan lo ding hi. Tua ahih man in atawmno khat pan in kibulpat sawm ding hi hang.
2. Ih sum zatkhiat ih telcian sitset loh hang ahihi. Ih sum zatdan ding, ih sum zatdan ih telcian melkei leh sum khol ding baihlo hi. Ih khutsung ah sum aom ciang in azatna kithei mello in paikhia ziau nuam mahmah hi. Ih sum zatkhiat na tawhkisai ei leh ei ki etcik ki sittel mahmah ding kisam cihna ahihi.
3. Ih sum zatkhiat na ih kankhiat loh hang ahihi. Ih sum zatkhiat na ih theihna ding in sumsazian laibu sung ah ih zatdan tangpi ciahteh kul hi. Kalkhat, kha khat sung aa ih zat khiat na tawhkisai hongki dong banghi zenzen leh kithei kimkhollo mai ding hi. Mihau leh mi lawhcing ih cihte in tuadan sum sazian bawl cihkhawng na belmahmah citciat sese uh hi. A sum dinmun leh azatkhiat na cihte pen ahauh man vua sazian khawng a belmahmah hituan lo in, ahauh mapek alawhcin mapek pan in ana belkhin mahmah cih na ahihi. Hidan nengneng akipan citak mahmah uh ahih man un tuahang aa hong hau to uh ana hi gige hi. A mau aseplian kei leh zong misawl in sum sazian tawhkisai asiam te cial ngiat uh hi. Tua ahih manin ih sum ngahna zatna cihte ciamteh tangtang aa sitkikik ding kisam hi.
4. Sum tawhkisai gelna ih neihloh hang ahihi. Tukha sum tuazah kingah ai man in nek leh dawn ah tuazah, silh leh ten ah tuazah, mei man, tuiman, innsap man ah tuazah cihdan in tuatsitset lohpi in alemdandan leh kisap na munmun ah sum ih zatsuk ziauziau ciang in kicianmello in sumzatkhiat baihmahmah aa atawpna ah ih kholding zong lemthei nawnlo hi.
5. Ngahna tawhkituak lo pi in nuntak khuasak hang ahihi. Mi neihbangbang ih deih ih enbawl zel theih te, mi paipai na ah pai nuam pahpah cih te, ih kisap taktak hi lo aa ih deihbek thupitsak na cih te akipan, ih tate zong ih sum muhna tawhkituak in nuntak khuasak dan ih sinpih ding zong kisam hi. Nu leh Pa te in ih taten adeih uh agen mama khawng aa deihna lunggulh na lungsim apuak na ding in ki genpih thei kha zelthei hi.
Hibang tenghang in innkuan sung ah vangikpi hong piangthei den hi. Ei anu leh apa te in zong ih vengsung ah ih khuasung ah mihau ten alei in ainnsung vuah asuan uh paak (Flower) bang lian eng in leisawmsuk pah cihte kiciing nuam mahmah in, ih dinmun bangdandan in om ngamsuk leng kuamah in hong zahpih ding hituan lo hi. Ih innkuan ngah sum muhna tawh kituak lo aa sum zatkhiat na pen zahtak huai maizum huai zaw pekpek tham hi. Tua ahih man in ih sum muhzah tawh kituak aa ih zeksiam kei leh sum khol ding honghaksa sak tuam mahmah hi.
6. Sawm ah khat piak na ahihi. Pasian ading in sawm akhat piak pen nalamdang pikhat bel hiveve hi. Sawm ah khat ih piakkhiat ciang in ih zatzah ding kikhiam tuam pah aa damloh na tuahsiat na cihte tawh kipelh tuam pah hihang. Sawm a khat ih piak loh hang in ki hau tuam pah tuanlo hi. Pasian in hong kisin un ci ahih man in kisin ngam dingthupi aa sawm a khat ih piak na hang in kizawngtuam lo in ki hauhlawh tuam zaw ding hi. Sum pammaih sak na om thei aa mundang ah zatna ding hong om ziau lel hi.
Sawm akhat piak tawhkisai in zongsat na khat in neihding thupi hi. Christian ahilo tenzong micimawh leh khutdawh ngente tung ah na piakhia den sam uh hiven. Tua bang aa apiakkhiat na hang un lawhcin na leh hauhna kingah hi ci uhhi. Ei Christian akici ten ihsep zawkkan ding kisam hi. Ngahna sang in piakna ah thupha omzaw ih cihden mahbang in, A zawng ka Pa, A hau ka Pa cih laibu sung ah ih muhmah bang in a hau a Pa in lawhcing lo akisak hunsim in mi cimawh huh den aa tua bang in ahuhciang in azahtampi tawh hongciahkik hi ci den hi. Biakinn bek ah hilo midang te ading in apiakhia ngam ten azahtampi ngahkik uhhi.
Leitung ah mihau mahmah ih cihte zong hibang aa midang ahuh mahmah te na hi uhhi. A mau mihuh ding zongsat na in nei uh aa mi huhding nuamsa mahmah uhhi. Mi phincil, cilgil lua te haungeilo uh hi kici hi. Tua ahih man in sawm akhat ih piak kei leh sumzat na ding hong tam ziau thei lel ding hi. Pasian ading in Sawm a khat apia ngei melloh ih om leh piak kisin ciat ni. Vantung gam ah ih sankik ding thupha ahihi. Sawm a khat bek hi lo midang acihmawh azawngkhal aom te ih huhtheih bangbang in ih huhzawh leh ih thupha ding hi aa thupit ngaihsut ding kisam hi. Saimon Timothy
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